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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,217 | $184,000+3.9% | $162,185+17.9% | $152,909+25.1% |
| Participation rate | 66.7% | 88.5%-21.8pp | 87.6%-20.9pp | 82.5%-15.8pp |
| Annual return | 16.50% | 150.80%-134.3pp | 115.61%-99.1pp | 345.46%-329.0pp |
| Employer contribution / active EE | $3,458 | $6,370-45.7% | $5,613-38.4% | $4,764-27.4% |
| Participant deferral / active EE | $9,663 | $8,033+20.3% | $7,297+32.4% | $5,851+65.1% |
| Admin fee / account holder | $4,555 | $13,124-65.3% | $10,844-58.0% | $11,601-60.7% |