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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,408 | $160,028-0.4% | $147,080+8.4% | $145,884+9.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 26.57% | 98.60%-72.0pp | 420.17%-393.6pp | 551.85%-525.3pp |
| Employer contribution / active EE | $5,639 | $5,286+6.7% | $4,933+14.3% | $4,662+20.9% |
| Participant deferral / active EE | $15,530 | $8,422+84.4% | $8,066+92.5% | $6,690+132.2% |
| Admin fee / account holder | $620 | $15,030-95.9% | $12,989-95.2% | $13,392-95.4% |