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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,344 | $157,304+136.7% | $141,197+163.7% | $152,909+143.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.86% | 64.34%-48.5pp | 71.41%-55.5pp | 345.46%-329.6pp |
| Employer contribution / active EE | $3,933 | $5,263-25.3% | $4,736-17.0% | $4,764-17.4% |
| Participant deferral / active EE | $9,647 | $7,111+35.7% | $6,710+43.8% | $5,851+64.9% |
| Admin fee / account holder | $3,900 | $12,126-67.8% | $10,265-62.0% | $11,601-66.4% |