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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,775 | $103,392+9.1% | $87,104+29.5% | $152,897-26.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 33.71% | 28.10%+5.6pp | 28.19%+5.5pp | 345.43%-311.7pp |
| Employer contribution / active EE | $4,929 | $3,221+53.0% | $2,521+95.5% | $4,764+3.5% |
| Participant deferral / active EE | $10,774 | $4,778+125.5% | $4,048+166.1% | $5,851+84.1% |
| Admin fee / account holder | $437 | $12,194-96.4% | $7,491-94.2% | $11,599-96.2% |