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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,807 | $197,594-39.4% | $177,822-32.6% | $158,931-24.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 5.90% | 58.76%-52.9pp | 48.32%-42.4pp | 302.86%-297.0pp |
| Employer contribution / active EE | $3,118 | $6,697-53.4% | $5,918-47.3% | $4,761-34.5% |
| Participant deferral / active EE | $6,535 | $8,405-22.2% | $7,714-15.3% | $5,982+9.2% |
| Admin fee / account holder | $2,426 | $15,400-84.2% | $12,428-80.5% | $11,247-78.4% |