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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,080 | $111,830-94.6% | $93,696-93.5% | $145,884-95.8% |
| Participation rate | 46.2% | 74.2%-28.1pp | 68.7%-22.6pp | 80.3%-34.1pp |
| Annual return | 25.83% | 204.08%-178.2pp | 133.74%-107.9pp | 551.85%-526.0pp |
| Employer contribution / active EE | $1,037 | $3,093-66.5% | $2,422-57.2% | $4,662-77.7% |
| Participant deferral / active EE | $1,208 | $4,920-75.5% | $4,417-72.7% | $6,690-81.9% |
| Admin fee / account holder | $115 | $10,249-98.9% | $8,287-98.6% | $13,392-99.1% |