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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,558 | $112,729-90.6% | $98,716-89.3% | $137,256-92.3% |
| Participation rate | 63.6% | 74.2%-10.6pp | 69.3%-5.7pp | 80.0%-16.3pp |
| Annual return | 22.56% | 38.48%-15.9pp | 31.81%-9.2pp | 220.34%-197.8pp |
| Employer contribution / active EE | $1,284 | $2,725-52.9% | $2,279-43.7% | $4,156-69.1% |
| Participant deferral / active EE | $1,439 | $4,640-69.0% | $4,048-64.4% | $6,407-77.5% |
| Admin fee / account holder | $766 | $10,129-92.4% | $8,703-91.2% | $12,270-93.8% |