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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,134 | $76,371-13.4% | $93,621-29.4% | $72,976-9.4% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 19.62% | 25.82%-6.2pp | 32.76%-13.1pp | 81.02%-61.4pp |
| Employer contribution / active EE | $699 | $2,276-69.3% | $2,719-74.3% | $2,440-71.3% |
| Participant deferral / active EE | $5,717 | $3,538+61.6% | $4,070+40.5% | $3,608+58.5% |
| Admin fee / account holder | $5,764 | $6,839-15.7% | $7,890-26.9% | $5,124+12.5% |