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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,722 | $102,385-61.2% | $147,080-73.0% | $80,935-50.9% |
| Participation rate | 47.5% | 75.9%-28.4pp | 82.2%-34.7pp | 67.7%-20.2pp |
| Annual return | 16.43% | 135.09%-118.7pp | 420.17%-403.7pp | 35.66%-19.2pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,816 | $6,651-27.6% | $8,066-40.3% | $4,299+12.0% |
| Admin fee / account holder | $21 | $7,951-99.7% | $12,989-99.8% | $6,924-99.7% |