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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,599 | $97,729+55.1% | $83,830+80.8% | $135,379+12.0% |
| Participation rate | 66.7% | 80.0%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -5.08% | 1287.52%-1292.6pp | 850.97%-856.1pp | 519.79%-524.9pp |
| Employer contribution / active EE | $1,906 | $4,222-54.9% | $3,631-47.5% | $4,779-60.1% |
| Participant deferral / active EE | $3,745 | $4,683-20.0% | $4,082-8.2% | $5,609-33.2% |
| Admin fee / account holder | $1,631 | $6,674-75.6% | $5,479-70.2% | $10,828-84.9% |