Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,977 | $96,731-16.3% | $123,973-34.7% | $86,983-6.9% |
| Participation rate | 56.4% | 70.0%-13.6pp | 76.7%-20.2pp | 69.5%-13.1pp |
| Annual return | 14.60% | 17.33%-2.7pp | 388.13%-373.5pp | 25.83%-11.2pp |
| Employer contribution / active EE | $548 | $3,297-83.4% | $4,126-86.7% | $2,584-78.8% |
| Participant deferral / active EE | $3,501 | $4,152-15.7% | $5,247-33.3% | $4,194-16.5% |
| Admin fee / account holder | $9,070 | $8,722+4.0% | $11,799-23.1% | $7,856+15.5% |