Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,221 | $50,192-27.8% | $108,359-66.6% | $64,728-44.0% |
| Participation rate | 14.5% | 41.8%-27.4pp | 70.1%-55.7pp | 57.9%-43.4pp |
| Annual return | 19.36% | 14.22%+5.1pp | 36.89%-17.5pp | 49.38%-30.0pp |
| Employer contribution / active EE | $0 | $1,117-100.0% | $2,399-100.0% | $2,243-100.0% |
| Participant deferral / active EE | $486 | $1,676-71.0% | $4,137-88.2% | $2,729-82.2% |
| Admin fee / account holder | $5,909 | $2,161+173.4% | $9,741-39.3% | $1,145+416.0% |