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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,923 | $96,691+37.5% | $86,656+53.4% | $139,487-4.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 18.44% | 106.87%-88.4pp | 593.09%-574.7pp | 373.84%-355.4pp |
| Employer contribution / active EE | $13,901 | $3,267+325.5% | $3,025+359.5% | $4,755+192.4% |
| Participant deferral / active EE | $4,174 | $4,838-13.7% | $4,439-6.0% | $6,713-37.8% |
| Admin fee / account holder | $369 | $6,414-94.2% | $5,619-93.4% | $11,407-96.8% |