Retirement plan

403(B) THRIFT PLAN FOR LUND FAMILY CENTER, INC.

Name: LUND FAMILY CENTER, INC. - 403(B) THRIFT PLAN FOR LUND FAMILY CENTER, INC. (2025) Form 5500
Creator: LUND FAMILY CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR LUND FAMILY CENTER, INC., LUND FAMILY CENTER, INC.

LUND FAMILY CENTER, INC.EIN 03-0179434Plan #002PY 2025

PO BOX 4009 - BURLINGTON, VT 05406802-864-7467LinkedIn11-50 employeeshospital & health care

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$2.7M

+14.2% from 2024

Total participants

178

-19.1% from 2024

Average account balance

$22,017

+49.8% from 2024

Annual return

19.67%

+6.75 pp from 2024

Benchmarks

See 994 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort994 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$22K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

122

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

57.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$321K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$209

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 110 SW SIXTH AVE · PORTLAND, OR 97204	Custodial (other than securities); Cl...	$25,546

Plan features & details

Pension benefit codes2E2G2K2M2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$26K

$195 / participant

Recordkeeping$26K100.0%

% of EOY assets

0.951%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BDMP ASSURANCE, LLC
Auditor EIN: 994708358
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,017

$43,749-49.7%

$158,223-86.1%

$65,306-66.3%

Participation rate

57.3%

56.9%+0.4pp

79.2%-21.9pp

57.7%-0.4pp

Annual return

19.67%

19.41%+0.3pp

52.09%-32.4pp

21.94%-2.3pp

Employer contribution / active EE

$1,414

$1,497-5.6%

$4,109-65.6%

$1,967-28.1%

Participant deferral / active EE

$1,040

$2,019-48.5%

$5,467-81.0%

$2,959-64.9%

Admin fee / account holder

$209

$1,930-89.2%

$16,047-98.7%

$3,480-94.0%

Provider

Service type

Compensation

STANCORP FINANCIAL GROUP2 years

Service code 12 · EIN 93-1253576

110 SW SIXTH AVE · PORTLAND, OR 97204

Custodial (other than securities); Cl...

$25,546

403(B) THRIFT PLAN FOR LUND FAMILY CENTER, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR LUND FAMILY CENTER, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion