Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,135 | $84,236-92.7% | $170,435-96.4% | $70,126-91.3% |
| Participation rate | 65.6% | 70.8%-5.2pp | 83.6%-18.0pp | 69.5%-3.9pp |
| Annual return | 10.66% | 23.06%-12.4pp | 205.94%-195.3pp | 73.15%-62.5pp |
| Employer contribution / active EE | $391 | $3,387-88.4% | $5,432-92.8% | $2,343-83.3% |
| Participant deferral / active EE | $546 | $3,086-82.3% | $4,939-89.0% | $3,332-83.6% |
| Admin fee / account holder | $1,104 | $5,698-80.6% | $13,881-92.0% | $4,645-76.2% |