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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,979 | $69,274-27.9% | $64,097-22.0% | $139,487-64.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 12.27% | 46.00%-33.7pp | 33.75%-21.5pp | 373.84%-361.6pp |
| Employer contribution / active EE | $1,759 | $3,187-44.8% | $2,750-36.0% | $4,755-63.0% |
| Participant deferral / active EE | $0 | $4,685-100.0% | $3,881-100.0% | $6,713-100.0% |
| Admin fee / account holder | $1,743 | $4,247-58.9% | $3,070-43.2% | $11,407-84.7% |