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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,142 | $45,438+41.2% | $80,004-19.8% | $59,633+7.6% |
| Participation rate | 41.1% | 63.7%-22.7pp | 73.0%-32.0pp | 68.7%-27.6pp |
| Annual return | 0.73% | 5.10%-4.4pp | 7.63%-6.9pp | 2041.40%-2040.7pp |
| Employer contribution / active EE | $912 | $1,236-26.2% | $2,473-63.1% | $2,203-58.6% |
| Participant deferral / active EE | $1,641 | $2,231-26.4% | $3,204-48.8% | $3,192-48.6% |
| Admin fee / account holder | $2,067 | $3,464-40.3% | $5,033-58.9% | $4,297-51.9% |