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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,770 | $77,817-77.2% | $123,553-85.6% | $64,173-72.3% |
| Participation rate | 78.6% | 74.7%+3.9pp | 82.3%-3.7pp | 69.6%+9.0pp |
| Annual return | -1.53% | 12.49%-14.0pp | 119.21%-120.7pp | 7.63%-9.2pp |
| Employer contribution / active EE | $919 | $3,014-69.5% | $4,628-80.1% | $2,381-61.4% |
| Participant deferral / active EE | $2,846 | $5,240-45.7% | $6,426-55.7% | $3,470-18.0% |
| Admin fee / account holder | $1,623 | $5,519-70.6% | $9,284-82.5% | $4,887-66.8% |