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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,594 | $165,399-91.2% | $149,745-90.3% | $158,982-90.8% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 24.61% | 348.34%-323.7pp | 276.72%-252.1pp | 302.99%-278.4pp |
| Employer contribution / active EE | $2,042 | $5,105-60.0% | $4,646-56.0% | $4,763-57.1% |
| Participant deferral / active EE | $1,986 | $7,183-72.4% | $6,843-71.0% | $5,983-66.8% |
| Admin fee / account holder | $921 | $10,811-91.5% | $9,312-90.1% | $11,252-91.8% |