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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,795 | $185,312-75.8% | $161,489-72.3% | $154,746-71.1% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 16.27% | 103.84%-87.6pp | 89.72%-73.5pp | 172.34%-156.1pp |
| Employer contribution / active EE | $1,985 | $4,769-58.4% | $4,268-53.5% | $4,379-54.7% |
| Participant deferral / active EE | $4,962 | $6,350-21.9% | $5,630-11.9% | $6,730-26.3% |
| Admin fee / account holder | $766 | $18,654-95.9% | $16,006-95.2% | $14,365-94.7% |