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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,795 | $172,111-74.0% | $150,298-70.2% | $137,256-67.4% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 16.27% | 69.37%-53.1pp | 62.79%-46.5pp | 220.34%-204.1pp |
| Employer contribution / active EE | $1,985 | $4,636-57.2% | $4,154-52.2% | $4,156-52.2% |
| Participant deferral / active EE | $4,962 | $6,166-19.5% | $5,453-9.0% | $6,407-22.6% |
| Admin fee / account holder | $766 | $16,471-95.3% | $14,116-94.6% | $12,270-93.8% |