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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,673 | $51,708-75.5% | $106,619-88.1% | $62,881-79.8% |
| Participation rate | 93.9% | 66.9%+27.1pp | 78.0%+15.9pp | 69.3%+24.6pp |
| Annual return | 4.87% | 4.69%+0.2pp | 9.42%-4.5pp | 20.14%-15.3pp |
| Employer contribution / active EE | $1,957 | $1,764+11.0% | $3,947-50.4% | $2,281-14.2% |
| Participant deferral / active EE | $940 | $2,315-59.4% | $3,930-76.1% | $3,203-70.7% |
| Admin fee / account holder | $920 | $3,349-72.5% | $6,418-85.7% | $4,296-78.6% |