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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,538 | $127,386-50.9% | $115,037-45.6% | $125,388-50.1% |
| Participation rate | 83.3% | 84.2%-0.8pp | 81.4%+2.0pp | 83.2%+0.1pp |
| Annual return | -1.48% | 31.28%-32.8pp | 26.14%-27.6pp | 282.24%-283.7pp |
| Employer contribution / active EE | $10,891 | $5,166+110.8% | $4,608+136.3% | $4,866+123.8% |
| Participant deferral / active EE | $4,715 | $6,423-26.6% | $6,026-21.8% | $5,352-11.9% |
| Admin fee / account holder | $6,223 | $9,516-34.6% | $8,175-23.9% | $9,541-34.8% |