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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,358 | $85,766+28.7% | $136,298-19.0% | $70,126+57.4% |
| Participation rate | 94.3% | 74.2%+20.1pp | 81.9%+12.4pp | 69.5%+24.7pp |
| Annual return | 19.42% | 31.46%-12.0pp | 5156.27%-5136.9pp | 73.15%-53.7pp |
| Employer contribution / active EE | $5,027 | $2,966+69.5% | $4,696+7.1% | $2,343+114.6% |
| Participant deferral / active EE | $7,983 | $5,051+58.0% | $6,247+27.8% | $3,332+139.6% |
| Admin fee / account holder | $5,419 | $5,4210% | $9,244-41.4% | $4,645+16.7% |