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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,071 | $142,392-0.2% | $119,622+18.8% | $134,532+5.6% |
| Participation rate | 82.6% | 82.8%-0.2pp | 79.3%+3.3pp | 81.2%+1.4pp |
| Annual return | -20.85% | -12.46%-8.4pp | -14.98%-5.9pp | 418.27%-439.1pp |
| Employer contribution / active EE | $18,461 | $5,224+253.4% | $4,232+336.2% | $4,741+289.4% |
| Participant deferral / active EE | $12,808 | $6,467+98.1% | $5,601+128.7% | $6,401+100.1% |
| Admin fee / account holder | $7,476 | $13,593-45.0% | $10,328-27.6% | $11,429-34.6% |