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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,230 | $138,102-69.4% | $125,381-66.3% | $134,532-68.6% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -19.55% | 750.73%-770.3pp | 572.31%-591.9pp | 418.27%-437.8pp |
| Employer contribution / active EE | $2,318 | $5,245-55.8% | $4,815-51.9% | $4,741-51.1% |
| Participant deferral / active EE | $5,842 | $7,801-25.1% | $7,448-21.6% | $6,401-8.7% |
| Admin fee / account holder | $5,269 | $11,568-54.5% | $10,007-47.3% | $11,429-53.9% |