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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,892 | $202,342-60.0% | $172,752-53.2% | $152,897-47.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.77% | 1029.83%-1008.1pp | 802.97%-781.2pp | 345.43%-323.7pp |
| Employer contribution / active EE | $4,174 | $5,858-28.7% | $5,144-18.9% | $4,764-12.4% |
| Participant deferral / active EE | $3,466 | $5,948-41.7% | $5,198-33.3% | $5,851-40.8% |
| Admin fee / account holder | $1,208 | $17,111-92.9% | $13,955-91.3% | $11,599-89.6% |