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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,912 | $72,486-31.1% | $87,103-42.7% | $72,976-31.6% |
| Participation rate | 60.0% | 72.8%-12.8pp | 76.9%-16.9pp | 69.5%-9.5pp |
| Annual return | 17.17% | 24.46%-7.3pp | 28.19%-11.0pp | 81.02%-63.8pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,600 | $3,270-20.5% | $4,049-35.8% | $3,608-27.9% |
| Admin fee / account holder | $5,872 | $5,055+16.2% | $7,491-21.6% | $5,124+14.6% |