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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,984 | $185,312-21.2% | $161,489-9.6% | $154,746-5.7% |
| Participation rate | 70.0% | 82.5%-12.5pp | 78.7%-8.7pp | 80.7%-10.7pp |
| Annual return | 15.10% | 103.84%-88.7pp | 89.72%-74.6pp | 172.34%-157.2pp |
| Employer contribution / active EE | $1,760 | $4,769-63.1% | $4,268-58.8% | $4,379-59.8% |
| Participant deferral / active EE | $7,507 | $6,350+18.2% | $5,630+33.3% | $6,730+11.5% |
| Admin fee / account holder | $1,245 | $18,654-93.3% | $16,006-92.2% | $14,365-91.3% |