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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,984 | $227,399-35.8% | $189,758-23.1% | $198,609-26.5% |
| Participation rate | 70.0% | 84.0%-14.0pp | 79.8%-9.8pp | 82.4%-12.4pp |
| Annual return | 15.10% | 61.03%-45.9pp | 52.62%-37.5pp | 202.70%-187.6pp |
| Employer contribution / active EE | $1,760 | $5,526-68.2% | $4,767-63.1% | $5,055-65.2% |
| Participant deferral / active EE | $7,507 | $6,837+9.8% | $5,856+28.2% | $6,977+7.6% |
| Admin fee / account holder | $1,245 | $25,162-95.1% | $20,388-93.9% | $19,030-93.5% |