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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,443 | $85,766-59.8% | $136,298-74.7% | $70,126-50.9% |
| Participation rate | 75.0% | 74.2%+0.8pp | 81.9%-6.9pp | 69.5%+5.5pp |
| Annual return | 20.18% | 31.46%-11.3pp | 5156.27%-5136.1pp | 73.15%-53.0pp |
| Employer contribution / active EE | $2,405 | $2,966-18.9% | $4,696-48.8% | $2,343+2.7% |
| Participant deferral / active EE | $4,469 | $5,051-11.5% | $6,247-28.5% | $3,332+34.1% |
| Admin fee / account holder | $1,148 | $5,421-78.8% | $9,244-87.6% | $4,645-75.3% |