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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,938 | $175,257-67.5% | $149,717-62.0% | $139,456-59.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.09% | 166.70%-149.6pp | 134.41%-117.3pp | 373.45%-356.4pp |
| Employer contribution / active EE | $7,792 | $5,477+42.3% | $4,820+61.7% | $4,753+63.9% |
| Participant deferral / active EE | $4,852 | $6,521-25.6% | $5,682-14.6% | $6,711-27.7% |
| Admin fee / account holder | $4,559 | $16,156-71.8% | $13,213-65.5% | $11,407-60.0% |