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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,157 | $62,672-42.3% | $185,117-80.5% | $70,126-48.4% |
| Participation rate | 63.3% | 63.8%-0.4pp | 77.3%-13.9pp | 69.5%-6.2pp |
| Annual return | 16.58% | 40.79%-24.2pp | 40.50%-23.9pp | 73.15%-56.6pp |
| Employer contribution / active EE | $1,785 | $1,753+1.8% | $4,182-57.3% | $2,343-23.8% |
| Participant deferral / active EE | $4,059 | $3,272+24.1% | $5,045-19.5% | $3,332+21.8% |
| Admin fee / account holder | $3,670 | $3,932-6.7% | $8,159-55.0% | $4,645-21.0% |