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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,733 | $89,367-48.8% | $141,191-67.6% | $72,975-37.3% |
| Participation rate | 66.7% | 75.1%-8.5pp | 82.5%-15.8pp | 69.5%-2.8pp |
| Annual return | 23.10% | 111.87%-88.8pp | 71.41%-48.3pp | 81.01%-57.9pp |
| Employer contribution / active EE | $1,692 | $3,115-45.7% | $4,736-64.3% | $2,440-30.7% |
| Participant deferral / active EE | $3,716 | $5,419-31.4% | $6,710-44.6% | $3,608+3.0% |
| Admin fee / account holder | $215 | $5,957-96.4% | $10,264-97.9% | $5,124-95.8% |