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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,007 | $211,946-68.9% | $169,452-61.0% | $135,380-51.2% |
| Participation rate | 68.8% | 82.6%-13.9pp | 77.8%-9.0pp | 82.6%-13.9pp |
| Annual return | -0.20% | 3.26%-3.5pp | 1.83%-2.0pp | 519.81%-520.0pp |
| Employer contribution / active EE | $0 | $5,117-100.0% | $4,157-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,998 | $6,075-17.7% | $5,277-5.3% | $5,609-10.9% |
| Admin fee / account holder | $19,335 | $11,472+68.5% | $9,110+112.2% | $10,828+78.6% |