Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,296 | $197,637-91.8% | $177,848-90.8% | $158,982-89.7% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.7%-37.7pp | 82.0%-32.0pp |
| Annual return | 49.77% | 58.77%-9.0pp | 48.33%+1.4pp | 302.99%-253.2pp |
| Employer contribution / active EE | $6,081 | $6,698-9.2% | $5,919+2.7% | $4,763+27.7% |
| Participant deferral / active EE | $20,652 | $8,405+145.7% | $7,714+167.7% | $5,983+245.2% |
| Admin fee / account holder | $11,000 | $15,406-28.6% | $12,431-11.5% | $11,252-2.2% |