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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,097 | $115,917-28.3% | $100,535-17.3% | $158,982-47.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 14.63% | 34.80%-20.2pp | 30.90%-16.3pp | 302.99%-288.4pp |
| Employer contribution / active EE | $4,984 | $4,105+21.4% | $3,419+45.8% | $4,763+4.7% |
| Participant deferral / active EE | $6,317 | $6,677-5.4% | $6,271+0.7% | $5,983+5.6% |
| Admin fee / account holder | $1,424 | $11,002-87.1% | $8,085-82.4% | $11,252-87.3% |