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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,652 | $77,472+33.8% | $100,415+3.2% | $80,959+28.0% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 16.87% | 37.26%-20.4pp | 49.47%-32.6pp | 35.67%-18.8pp |
| Employer contribution / active EE | $3,653 | $2,800+30.5% | $3,943-7.3% | $2,757+32.5% |
| Participant deferral / active EE | $7,035 | $6,818+3.2% | $8,091-13.1% | $4,300+63.6% |
| Admin fee / account holder | $311 | $5,885-94.7% | $7,906-96.1% | $6,925-95.5% |