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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,431 | $105,856+253.7% | $90,161+315.3% | $147,585+153.7% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 18.20% | 37.63%-19.4pp | 34.89%-16.7pp | 578.58%-560.4pp |
| Employer contribution / active EE | $4,598 | $4,126+11.4% | $3,318+38.6% | $4,876-5.7% |
| Participant deferral / active EE | $63,408 | $5,733+1006.1% | $5,287+1099.2% | $5,439+1065.9% |
| Admin fee / account holder | $22,165 | $8,046+175.5% | $5,943+272.9% | $10,886+103.6% |