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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,731 | $162,136+13.3% | $152,301+20.6% | $154,746+18.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 8.20% | 91.02%-82.8pp | 80.50%-72.3pp | 172.34%-164.1pp |
| Employer contribution / active EE | $8,298 | $4,890+69.7% | $4,624+79.4% | $4,379+89.5% |
| Participant deferral / active EE | $10,379 | $8,341+24.4% | $8,004+29.7% | $6,730+54.2% |
| Admin fee / account holder | $8,814 | $15,759-44.1% | $14,398-38.8% | $14,365-38.6% |