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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,731 | $154,228+19.1% | $145,433+26.3% | $137,256+33.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 8.20% | 74.59%-66.4pp | 66.58%-58.4pp | 220.34%-212.1pp |
| Employer contribution / active EE | $8,298 | $4,804+72.7% | $4,554+82.2% | $4,156+99.7% |
| Participant deferral / active EE | $10,379 | $8,216+26.3% | $7,897+31.4% | $6,407+62.0% |
| Admin fee / account holder | $8,814 | $14,344-38.6% | $13,129-32.9% | $12,270-28.2% |