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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,120 | $162,812-66.1% | $133,971-58.9% | $158,966-65.3% |
| Participation rate | 50.0% | 83.2%-33.2pp | 79.8%-29.8pp | 82.0%-32.0pp |
| Annual return | 13.18% | 41.94%-28.8pp | 45.09%-31.9pp | 302.95%-289.8pp |
| Employer contribution / active EE | $2,392 | $4,976-51.9% | $3,919-39.0% | $4,762-49.8% |
| Participant deferral / active EE | $7,422 | $5,910+25.6% | $5,047+47.1% | $5,983+24.0% |
| Admin fee / account holder | $6,462 | $11,741-45.0% | $8,929-27.6% | $11,250-42.6% |