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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,976 | $167,030-35.4% | $135,768-20.5% | $155,188-30.4% |
| Participation rate | 14.3% | 76.2%-61.9pp | 71.1%-56.8pp | 80.8%-66.5pp |
| Annual return | 10.68% | 678.39%-667.7pp | 526.10%-515.4pp | 148.84%-138.2pp |
| Employer contribution / active EE | $220 | $4,132-94.7% | $3,394-93.5% | $4,248-94.8% |
| Participant deferral / active EE | $1,690 | $4,528-62.7% | $3,977-57.5% | $6,531-74.1% |
| Admin fee / account holder | $662 | $8,172-91.9% | $7,048-90.6% | $14,480-95.4% |