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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,240 | $197,625-61.4% | $177,840-57.1% | $158,966-52.0% |
| Participation rate | 92.3% | 88.5%+3.8pp | 87.7%+4.6pp | 82.0%+10.3pp |
| Annual return | 6.60% | 58.76%-52.2pp | 48.32%-41.7pp | 302.95%-296.3pp |
| Employer contribution / active EE | $9,104 | $6,698+35.9% | $5,919+53.8% | $4,762+91.2% |
| Participant deferral / active EE | $7,417 | $8,405-11.7% | $7,714-3.8% | $5,983+24.0% |
| Admin fee / account holder | $12,323 | $15,405-20.0% | $12,431-0.9% | $11,250+9.5% |