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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,656 | $78,428-6.1% | $95,960-23.2% | $79,852-7.8% |
| Participation rate | 77.4% | 73.5%+3.9pp | 77.1%+0.3pp | 69.6%+7.8pp |
| Annual return | 8.97% | 19.37%-10.4pp | 91.63%-82.7pp | 31.72%-22.7pp |
| Employer contribution / active EE | $1,930 | $1,945-0.8% | $2,541-24.0% | $2,471-21.9% |
| Participant deferral / active EE | $5,003 | $3,440+45.4% | $4,167+20.1% | $3,740+33.8% |
| Admin fee / account holder | $681 | $5,622-87.9% | $6,797-90.0% | $5,306-87.2% |