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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,500 | $138,076-64.9% | $123,553-60.7% | $135,380-64.2% |
| Participation rate | 72.2% | 84.7%-12.5pp | 82.3%-10.1pp | 82.6%-10.4pp |
| Annual return | -1.80% | 153.70%-155.5pp | 119.21%-121.0pp | 519.81%-521.6pp |
| Employer contribution / active EE | $120 | $5,152-97.7% | $4,628-97.4% | $4,779-97.5% |
| Participant deferral / active EE | $11,631 | $6,800+71.1% | $6,426+81.0% | $5,609+107.4% |
| Admin fee / account holder | $399 | $10,917-96.3% | $9,284-95.7% | $10,828-96.3% |