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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,603 | $102,422-19.4% | $147,117-43.9% | $80,959+2.0% |
| Participation rate | 85.7% | 75.9%+9.8pp | 82.2%+3.5pp | 67.7%+18.0pp |
| Annual return | 4.08% | 135.16%-131.1pp | 420.54%-416.5pp | 35.67%-31.6pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $16,840 | $6,652+153.2% | $8,065+108.8% | $4,300+291.6% |
| Admin fee / account holder | $6,110 | $7,953-23.2% | $12,993-53.0% | $6,925-11.8% |