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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,603 | $102,382-19.3% | $147,005-43.8% | $80,874+2.1% |
| Participation rate | 85.7% | 75.8%+9.9pp | 82.2%+3.6pp | 67.6%+18.1pp |
| Annual return | 4.08% | 134.89%-130.8pp | 418.76%-414.7pp | 35.62%-31.5pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,934-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $16,840 | $6,646+153.4% | $8,070+108.7% | $4,297+291.9% |
| Admin fee / account holder | $6,110 | $7,942-23.1% | $13,006-53.0% | $6,935-11.9% |