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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,757 | $106,280-80.5% | $96,538-78.5% | $139,487-85.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.42% | 38.48%-28.1pp | 35.74%-25.3pp | 373.84%-363.4pp |
| Employer contribution / active EE | $7,898 | $4,107+92.3% | $3,740+111.2% | $4,755+66.1% |
| Participant deferral / active EE | $5,619 | $5,457+3.0% | $4,880+15.1% | $6,713-16.3% |
| Admin fee / account holder | $1,804 | $7,888-77.1% | $6,737-73.2% | $11,407-84.2% |