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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,371 | $176,105+20.6% | $159,474+33.2% | $167,536+26.8% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 12.76% | 331.91%-319.1pp | 263.68%-250.9pp | 478.82%-466.1pp |
| Employer contribution / active EE | $17,087 | $5,299+222.5% | $4,831+253.7% | $4,839+253.1% |
| Participant deferral / active EE | $14,875 | $7,751+91.9% | $7,353+102.3% | $6,342+134.5% |
| Admin fee / account holder | $37,502 | $12,559+198.6% | $10,802+247.2% | $12,315+204.5% |