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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,416 | $72,273-15.0% | $101,275-39.4% | $79,856-23.1% |
| Participation rate | 56.1% | 68.5%-12.4pp | 75.8%-19.7pp | 69.6%-13.6pp |
| Annual return | 13.59% | 22.30%-8.7pp | 46.48%-32.9pp | 31.71%-18.1pp |
| Employer contribution / active EE | $2,084 | $2,691-22.6% | $3,660-43.1% | $2,471-15.7% |
| Participant deferral / active EE | $5,136 | $3,282+56.5% | $4,371+17.5% | $3,741+37.3% |
| Admin fee / account holder | $11,118 | $4,401+152.6% | $5,948+86.9% | $5,306+109.5% |