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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,083 | $199,109-39.7% | $173,730-30.9% | $154,746-22.4% |
| Participation rate | 79.2% | 82.8%-3.6pp | 79.6%-0.4pp | 80.7%-1.5pp |
| Annual return | 18.35% | 20.02%-1.7pp | 19.96%-1.6pp | 172.34%-154.0pp |
| Employer contribution / active EE | $4,217 | $5,311-20.6% | $4,577-7.9% | $4,379-3.7% |
| Participant deferral / active EE | $9,190 | $7,113+29.2% | $6,326+45.3% | $6,730+36.5% |
| Admin fee / account holder | $9,172 | $20,916-56.1% | $17,523-47.7% | $14,365-36.2% |