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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,932 | $181,896-58.8% | $156,551-52.1% | $273,972-72.6% |
| Participation rate | 46.2% | 88.4%-42.2pp | 84.0%-37.9pp | 83.0%-36.9pp |
| Annual return | 7.88% | 30.74%-22.9pp | 32.23%-24.3pp | 41.46%-33.6pp |
| Employer contribution / active EE | $733 | $6,248-88.3% | $5,501-86.7% | $4,869-85.0% |
| Participant deferral / active EE | $2,846 | $5,550-48.7% | $4,871-41.6% | $5,287-46.2% |
| Admin fee / account holder | $196 | $15,560-98.7% | $13,028-98.5% | $10,133-98.1% |